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Buying a Home? Here's a Few Tips to Consider

by The Pilgrim Team

Are thinking about buying a home in York? If so, now is the time to prepare.  Sure there’s a lot of things to consider. But if you keep these few tips in mind, it can help your buying process go smoother and help you buy the home that’s right for you.

Don’t Make Big Purchases

At least 3 – 6 months before you buy a home, it’s not a good idea to make big purchase or move your money around. This could affect your credit profile. Lenders want to see that your spending habits are stable and want to see a paper trail to get you’re the best loan possible.

Get Pre-Approved

Do you know the difference between being pre-qualified and pre-approved? It’s easy to get pre-qualified. But pre-approved means that the lender has reviewed all of your financial information and can inform you on how much you can afford. This is a huge help, as it saves you time in looking at houses you can’t afford.  But it also helps you decide the best house you can afford.

Budget

Make sure to set a budget right away.  And don’t just figure in the Home Financing payment.  Owning a home incurs costs such as maintenance, utilities, renovation, etc.  And don’t forget closing costs, as many people do.  Some people are surprised by how much the closing costs are, so work with your agent to figure out how much that will be.

Why do you need an Experienced Realtor

by The Pilgrim Team

 

 

Nobody would go without health insurance, if they could avoid it, would they?

The cost of repairing our bodies is just too high to bear, without financial help. But what if health insurance was free? Wouldnt you sign up for it? Of course you would.Were like a lawn in need of an application of rain or fertilizer. We need more protein. To get the feeding you need, be sure you get enough meat, fish, cheese, beans, nuts and other protein-containing foods. If you cant get cottage cheese, wheat germ or peanut butter while youre on the run, then hit a drive-through and grab a milkshake.

Yes, its true that most of us get enough protein, but anyone over age 65, preteen girls and anyone facing surgery or other stress could use more protein, just to be safe. Thats just the insurance you need!

For all the right stuff in your diet, be sure to include protein. And in your next real estate transaction, be sure to include me!

Call Pilgrim Team at Professional Realty Associates for all Useful Information about York PA real estate needs whether buying or selling!

  

 

 

 

 

 

Buying A Home When Relocating

by The Pilgrim Team

If you are planning to relocate to a new city for a  new jobs, educational opportunity or another reason, you may find such a major life change stressful. Purchasing a new home in an unfamiliar area can be difficult and you don't want to make a Tips mistake or buy in the wrong Neighborhood. Below are a few tips to help you make the right decisions.

  • Start your research online by searching for information on the city, coupled with information or housing. Check out the websites of the local Chamber of Commerce, the major newspaper for the city, the local police department's Web site to check crime stats.
  • Locate a real estate agent in the area. Agents can be a wealth of information and can help you with your search. Many agents tend to specialize in neighborhoods and can assist you.
  • Work on a moving budget. Relocating to a new city can be expensive, the further you have to move the more it will cost. Start your research by investigating different moving companies and how they charge for their services. Check out this website, that will help to give you quotes for moving based on different specifications.
  • Because every state is different, find out how what types of disclosures you can expect to receive and which types of inspections are normally performed.
  • Do your research on the local schools. You can find information on student/teacher ratios, programs offered and federal funding provided.

Moving to a new city can be scary, especially when you don't know anyone in the area. It can be however a wonderful opportunity to meet new people and experience new things and new opportunities. Starting early and doing research can help you to feel prepared and make the process more comfortable.

Cozy Clean and Ready for New Ownership!

by The Pilgrim Team


Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to: http://www.PilgrimTeam.com

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Entertain with Style!

by Professional Realty Associates


Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to: http://www.PilgrimTeam.com

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

The Affordable Dream!

by Professional Realty Associates


Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to: http://www.PilgrimTeam.com

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

You Need to See this Outstanding Home!

by Professional Realty Associates


Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to: http://www.PilgrimTeam.com

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Spectacular Home in Chanceford Crossings!

by Professional Realty Associates


Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to: http://www.PilgrimTeam.com

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

One Floor Charmer, Private Backyard Setting!

by The Pilgrim Team


Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to: http://www.PilgrimTeam.com

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Lovely Property Offers Privacy and Seclusion!

by Professional Realty Associates



Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to: http://www.PilgrimTeam.com

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Displaying blog entries 1-10 of 12

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The Pilgrim Team
Professional Realty Associates
2002 S Queen St, Suite 3
York PA 17403
Office: 717-757-5955
717-755-2683
Fax: 717-757-2887